Home Loan

capsafe

At Capsafe Fintech, we are dedicated to make your dream of owning a home a reality through our innovative Home Loan solutions. With flexible financing options designed to suit your individual needs, we offer a streamlined process, quick approvals, and competitive interest rates, all with a commitment to transparency and no hidden fees. Whether you’re a first-time buyer or looking to upgrade, Capsafe Fintech provides the financial tools and support to make your home-buying journey smooth and stress-free.

Navigating the home loan process can feel overwhelming, but at Capsafe Fintech, our team of loan experts are here to guide you every step of the way. From your initial consultation to the final approval, we ensure a fast, easy, and tailored experience that fits your goals. Imagine a hassle-free journey where you meet with a loan expert, complete a quick online application, receive swift approval, and soon find yourself ready to move into your dream home.

Our Home Loan product offers flexible features designed to meet your needs. We provide a range of loan terms to match your financial situation, low down payment options and a choice of fixed or variable interest rates to fit your budget. Plus, with Capsafe Fintech, you’ll have the flexibility to pay off your loan early allowing you to save more over time.

Our clients choose Capsafe Fintech for our commitment to secure, hassle-free applications and seamless account management. With our secure online application process, you’ll enjoy a private, worry-free experience, so you can focus on the excitement of homeownership.

Take the First Step Toward Your New Home

Are you ready to make your dream of homeownership a reality? Contact us today for a free consultation with one of our loan experts, or start the application process online. With Capsafe Fintech’s Home Loan, your new home is just a few steps away. Let us help you turn your dream into a real address!

Home Loan

Purpose

We offer loans for homes under construction as well as ready-to-possession homes from builders.

  • We provide loans for homes that are currently under construction.
  • Loans are also available for ready-to-possession homes from builders.

House Loan Eligibility Criteria

  • Home loans are available for salaried individuals.
  • Home loans are available for self-employed individuals.
  • The minimum age requirement is 18 years.
  • The maximum age limit is 70 years (with income documents) and 90 years (without income documents).
  • Home loan tenure is available for up to 25 years.
  • Home loan amounts are available up to ₹75 lakhs.
  • A maximum of 6 applicants, including co-applicants, is allowed.

Home Loan Benefits

Enjoy reduced interest rates and flexible terms with the benefits of home loan.

  • Maximum Loan to Value of Property
  • Fastest Approval
  • No Hidden Charges
  • Affordable Rate of Interests

Documentation

Our home loans are available for balance transfers exclusively on self-occupied residential properties, with a maximum loan amount of ₹75 lakhs.

Purpose Documents
Identity Proof
(Any One)
  1. Valid Passport
  2. Voter ID Card
  3. Aadhaar Card
  4. PAN Card
  5. Valid Driving Licence
Age Proof
(Any One)
  1. Valid Passport
  2. Voter ID Card
  3. Aadhaar Card
  4. PAN Card
  5. Valid Driving Licence
Address Proof
(Any One)
  1. Valid Passport
  2. Voter ID Card
  3. Aadhaar Card
  4. PAN Card
  5. Valid Driving Licence
  6. Latest Electricity Bill
  7. Latest Utility Bill (Telephone (MTNL/BSNL/ Non Private Service Provider), Water Bill, Property Tax Receipt)
Income Proof

    Salaried

  1. Salary Slips/6 month's Bank Statements / Form-16
  2. Salary Certificate (Cash Salaried Cases)
  3. Self-Employed

  1. IT Returns and/or Financial Statements of last 3 years / 1 year Bank statement
  2. and/or
  3. Informal Income Documents
Other Documents
  1. Application form with photograph duly signed
  2. Processing fee cheque
  3. Proof of business existence
Property-related documents
  1. Title Deeds of the Plot
  2. Proof of no encumbrances on the property
Application Form Completely Filled application form from all Applicant & Co-applicants

Still need help? Reach out to support

+91 9599173441

Looking for Business Loan