Micro Home Loan

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Owning a home is a dream shared by many, but for individuals and families with modest financial needs, it can often feel out of reach. That’s where our micro home loan comes in—a tailored solution designed to bridge the gap between aspiration and reality. Whether you’re looking to purchase your very first home, upgrade to a more spacious living environment, or secure a comfortable space for your family, our micro home loan offers a convenient and accessible financing option.

With competitive interest rates, minimal documentation requirements, and simple eligibility criteria, we’ve streamlined the borrowing process to make it as stress-free as possible. We understand that everyone’s financial situation is unique, which is why our micro home loan comes with flexible repayment options. These options are designed to align with your financial capacity, ensuring that you can repay the loan at a pace that works for you while still achieving your homeownership goals.

What sets our micro home loan apart is our commitment to supporting you every step of the way. From guiding you through the application process to ensuring timely approvals, we prioritize your convenience and peace of mind. Our team of experts is dedicated to understanding your needs and offering personalized solutions that help you build a brighter future.

Homeownership isn’t just about having a place to live; it’s about creating a foundation for security, stability, and growth. With our micro home loan, you can take the first step towards achieving your dreams without unnecessary financial strain. Let us help you turn your aspirations into a solid and lasting reality—apply today and embark on your journey to owning the home you’ve always wanted.

Micro Home Loan

Purpose

We offer loans for homes under construction as well as ready-to-possession homes from builders.

  • We provide loans for homes that are currently under construction.
  • Loans are also available for ready-to-possession homes from builders.

House Loan Eligibility Criteria

  • Home loans are available for salaried individuals.
  • Home loans are available for self-employed individuals.
  • The minimum age requirement is 18 years.
  • The maximum age limit is 70 years (with income documents) and 90 years (without income documents).
  • Home loan tenure is available for up to 25 years.
  • Home loan amounts are available up to ₹30 lakhs.
  • A maximum of 6 applicants, including co-applicants, is allowed.

Home Loan Benefits

Enjoy reduced interest rates and flexible terms with the benefits of home loan.

  • Maximum Loan to Value of Property
  • Fastest Approval
  • No Hidden Charges
  • Affordable Rate of Interests

Documentation

Our home loans are available for balance transfers exclusively on self-occupied residential properties, with a maximum loan amount of ₹75 lakhs.

Purpose Documents
Identity Proof
(Any One)
  1. Valid Passport
  2. Voter ID Card
  3. Aadhaar Card
  4. PAN Card
  5. Valid Driving Licence
Age Proof
(Any One)
  1. Valid Passport
  2. Voter ID Card
  3. Aadhaar Card
  4. PAN Card
  5. Valid Driving Licence
Address Proof
(Any One)
  1. Valid Passport
  2. Voter ID Card
  3. Aadhaar Card
  4. PAN Card
  5. Valid Driving Licence
  6. Latest Electricity Bill
  7. Latest Utility Bill (Telephone (MTNL/BSNL/ Non Private Service Provider), Water Bill, Property Tax Receipt)
Income Proof

    Salaried

  1. Salary Slips/6 month's Bank Statements / Form-16
  2. Salary Certificate (Cash Salaried Cases)
  3. Self-Employed

  1. IT Returns and/or Financial Statements of last 3 years / 1 year Bank statement
  2. and/or
  3. Informal Income Documents
Other Documents
  1. Application form with photograph duly signed
  2. Processing fee cheque
  3. Proof of business existence
Property-related documents
  1. Title Deeds of the Plot
  2. Proof of no encumbrances on the property
Application Form Completely Filled application form from all Applicant & Co-applicants

Still need help? Reach out to support

+91 9599173441

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