Loan Against Property

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At Capsafe Fintech, we recognize that life’s financial demands can come at any time, whether for personal aspirations or business growth. To help you meet those needs without disrupting your long-term financial goals, we offer Loan Against Property (LAP), a smart solution that lets you unlock the true value of your property while maintaining full ownership.

Our Loan Against Property is an ideal way to secure funds for a wide variety of financial purposes. Whether you're expanding your business, investing in a new project, funding higher education, consolidating high-interest debt, or handling unexpected emergency expenses, LAP gives you the flexibility to meet those goals with ease.

One of the greatest advantages of a Loan Against Property is that you don’t have to sell or give up ownership of your valuable asset. Instead, you leverage its worth to gain access to significant funding. This allows you to retain ownership of your property while utilizing its value to address your financial needs. With Capsafe Fintech’s competitive interest rates, flexible repayment terms, and a simplified approval process, we aim to make the loan experience seamless and stress-free for you.

Our team of experts will guide you through every step, from initial consultation to loan disbursement, ensuring that you get the best possible terms tailored to your financial situation. Capsafe Fintech’s Loan Against Property offers quick loan processing, allowing you to receive funds when you need them the most. Whether you’re an individual seeking to fund personal goals or a business owner looking for growth opportunities, our LAP product is designed to give you financial flexibility and confidence.

With transparent policies, personalized solutions, and a commitment to your financial well-being, Capsafe Fintech is your trusted partner in unlocking the potential of your property. Let us help you take control of your financial future while safeguarding your valuable assets. Unlock the full value of your property today with Capsafe Fintech’s Loan Against Property and take the next step toward fulfilling your financial goals!

What is a Loan Against Property?

A Loan Against Property is a secured loan where you pledge your residential or commercial property as collateral. This type of loan allows you to leverage your property’s value and get access to high loan amounts at attractive interest rates.

Loan Against Property

Loan Against Property Purpose

Unlock the potential of your property to fund personal aspirations, professional growth, or business expansion with our Loan Against Property.

  • Use our Loan Against Property to fund your Personal aspirations or exigencies.
  • Our Loans Against Properties can be put to good use to build your Profession.
  • Leverage our Loans Against Property to expand your Business.

Loan Against Property Eligibility Criteria

To be eligible for a Loan Against Property, you must be a salaried or self-employed individual with a property that meets our valuation and legal criteria.

  • Salaried Individuals can apply for loan against property
  • Self Employed Individuals can apply for loan against property
  • Minimum Age – 18 years
  • Maximum Age 70 (with Income Documents) and Age 90 (without income documents)
  • Loan Against Property Loan Tenure – Up to 20 years
  • Loan Against Property Loan Amount – Up to 75 Lacs
  • Applicant & Co-applicant – Maximum of 6 applicants in total co-applicants

Loan Against Property Benefits

Enjoy competitive interest rates, flexible repayment options, and quick disbursal when you opt for our Loan Against Property.

  • Maximum Loan to Value of Property
  • Fastest Approval
  • No Hidden Charges
  • Affordable Rate of Interests

Loan Against Property Documentation

Our home loans can be availed for Balance Transfers only on self-occupied residential properties. You can avail a maximum loan amount of ₹75 lacs.

Purpose Documents
Identity Proof
(Any One)
  1. Valid Passport
  2. Voter ID Card
  3. Aadhaar Card
  4. PAN Card
  5. Valid Driving Licence
Age Proof
(Any One)
  1. Valid Passport
  2. Voter ID Card
  3. Aadhaar Card
  4. PAN Card
  5. Valid Driving Licence
Address Proof
(Any One)
  1. Valid Passport
  2. Voter ID Card
  3. Aadhaar Card
  4. PAN Card
  5. Valid Driving Licence
  6. Latest Electricity Bill
  7. Latest Utility Bill (Telephone (MTNL/BSNL/ Non Private Service Provider), Water Bill, Property Tax Receipt)
Income Proof

    Salaried

  1. Salary Slips/6 month's Bank Statements / Form-16
  2. Salary Certificate (Cash Salaried Cases)
  3. Self-Employed

  1. IT Returns and/or Financial Statements of last 3 years / 1 year Bank statement
  2. and/or
  3. Informal Income Documents
Other Documents
  1. Application form with photograph duly signed
  2. Processing fee cheque
  3. Proof of business existence
Property-related documents
  1. Title Deeds of the Plot
  2. Proof of no encumbrances on the property
Application Form Completely Filled application form from all Applicant & Co-applicants

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+91 9599173441

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